How does buying a house work?
Updated September 2026England & Wales3 min read
The short answer
You usually get a mortgage in principle, find a home and make an offer, then instruct a solicitor. Searches, a survey and your mortgage application run side by side until contracts are exchanged and the sale completes.
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Questions this guide answers
- How does buying a house work?
- Do I need a solicitor?
- How long does it take to buy a house?