Buying

How much does it cost to buy a house?

Updated September 2026England & Wales3 min read

The short answer

On top of the price, budget for your deposit, Stamp Duty (depending on the price and where you buy), legal fees and disbursements, a survey, any mortgage fees, and removals. Many lenders need a deposit of at least 5–10%.

How can Properfy help?

Not sure what you need? Tell us about your move and we’ll help you work out the next step.

Questions this guide answers

  • How much does it cost to buy a house?
  • How much deposit do I need?

Tell us about your move

Buying, selling, remortgaging or simply not sure where to start? Tell us what you’re trying to do and we’ll help you work out what you need.