How long does a mortgage offer last?
Updated September 2026England & Wales2 min read
The short answer
Mortgage offers commonly last around three to six months. If yours is close to expiring, speak to your broker early: some lenders will extend, otherwise you may need to reapply.
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Questions this guide answers
- How long does a mortgage offer last?
- What happens if my mortgage offer expires?
- What happens after mortgage application?