Mortgages

When should I remortgage?

Updated September 2026England & Wales2 min read

The short answer

It’s usually worth reviewing your options around six months before your current deal ends, so you don’t move onto your lender’s standard variable rate.

How can Properfy help?

Not sure what you need? Tell us about your move and we’ll help you work out the next step.

Questions this guide answers

  • When should I remortgage?
  • What happens if mortgage rates change?

Tell us about your move

Buying, selling, remortgaging or simply not sure where to start? Tell us what you’re trying to do and we’ll help you work out what you need.