Mortgages

Should I use a mortgage broker?

Updated September 2026England & Wales2 min read

The short answer

A broker can compare deals across many lenders and help with your application, which is especially useful if your circumstances aren’t straightforward. They can’t guarantee a better rate, but may find options you wouldn’t find on your own.

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Questions this guide answers

  • Should I use a mortgage broker?
  • Can a broker get better rates?

Tell us about your move

Buying, selling, remortgaging or simply not sure where to start? Tell us what you’re trying to do and we’ll help you work out what you need.